We enable Accounting firms to provide smart simple debt solutions to their clients
Pearl Financial Services Pty Ltd was established in 2004. We have equipped hundreds of businesses to increase their cash flow and returns, as well as to enhance their relationships with banks. Pearl Finance has also placed approximately $1.8bn in finance with Australian and international financiers.
Our “reason for being” is to help our clients access smart, simple debt solutions that align to their personal, financial and business goals.
Why we are different
Our Cash and Banking Consultants are Bankers. We are not Accountants. We are not Management Consultants. Bankers are experts at 3 things: understanding a business’ ability to produce cash (needed to pay back loans and cover interest), recognising best practice and conversely elements of a business that might cause it to fail, and how banks think and work. To build a Consulting and Debt Advisory (incl Finance Broking) business that makes these skills available to Business clients gives our clients unique insights into how to achieve optimal business and banking performance.
For our Banking Excellence service, our experienced team of bankers will know what your bank is going to say before we ask the question. Our clients take great comfort in this. We are constantly meeting with our old banking colleagues and contacts to ensure that we stay up to date with the latest bank systems, processes, policies, and practices. Our extensive networks developed from years of working in the industry also mean that we know who’s hot and who’s not in the banks too.
Our core values
- Challenge norms
- Honesty and compliance rule
- We have a laugh
- We are leaders
- Never give up!
- Accountants are the hero