Commercial Finance Brokers

Pearl Finance Group was established in 2004. We have equipped hundreds of businesses to fund their growth, as well as to enhance their relationships with banks. We have also placed approximately $1.8bn in finance with Australian and international financiers.

Our purpose

We take the stress out of banking.

Why we are different

Our Brokers know business lending because we have been bankers.  Our highly systematised finance broking process delivers consistent outcomes for our clients.  We are experts at helping business people find funding solutions both personally and for their business.

We are constantly meeting with our old banking colleagues and contacts to ensure that we stay up to date with the latest bank systems, processes, policies, and practices.  Our extensive networks developed from years of working in the industry also mean that we know who’s hot and who’s not in the banks too.

Our core values

  • Challenge norms
  • Honesty and compliance rule
  • We have a laugh
  • We are leaders
  • Never give up!
  • Accountants are the hero

What our clients and advocates say

…your knowledge of the processes and personalities at the bank has proved beneficial. I am sure that your advocacy on our behalf has re-assured the bank …

PETER MCBRIDE | Chief Financial Officer | DTS Foodlabs

…we were not receiving the timely support we expected and needed from our bank, until we brought on Pearl as our financial partner.

Anthony ODwyer | Owner & Managing Director | Shamrock Group of Companies

We are extremely appreciative of the support that we received from Pearl and would recommend to any business that they consider using this service.

Deon St Mor | Founder MOR

 Our banking consultants

      Nathan Keating

      MBA, B.Bus (Acc), F.Fin, DipFMBM – Director

      Nathan Keating is the Managing Director of Pearl Financial Service Pty Ltd.  He started his career as an Insolvency Accountant but moved to banking when he realised that he preferred to help businesses grow rather than helping them to shrink and close.  He held roles in Australia’s Major Banks, as well as outside of banks operating as a credit consultant enhancing bank risk processes.

      In 2008 Nathan joined Pearl with a vision to become a global authority in helping businesses to improve financial performance and become great banking customers. Whilst over 20 years in banking gives Nathan great insight into how banks think and act, the true strength of his experience lies in his ability to recognise the root cause of substandard business performance and to deliver improvement strategies to his clients.

      When not working or tending to his beautiful wife and 3 children, Nathan can be found watching, coaching and even occasionally playing Rugby Union.


        Sam La

        Managing Director

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        With expertise in banking and finance across the retail, wholesale and manufacturing, Import/export, property investment/development, professional services, and medical industries, Sam has the ability to get to know you and your business and devise solutions that are both practical and effective.

        Being an ex-Banker with two of the Big Four banks in Australia, Sam has also developed a keen understanding of the Bank’s risk and credit management processes. Further to this, he can also debunk a lot of the industry jargon and cut through the banking layers to get to the result that everyone is looking for.

        Understanding both personal and business goals is key to delivering an on-going personal and highly tailored level of service. This allows Sam to also identify and connect clients where there are shared commonalities and collaborative opportunities.

        Areas of expertise:
        • Home and investment loans
        • Commercial and Asset Finance (cars, yellow goods, equipment etc.)
        • Complex Tailored Banking and Finance Solutions
        • Trade Finance – Import/Export
        • SMSF Lending

        Dispute Resolution

        It is extremely important to us that every client has a great experience.  If you are not happy with our service at any time, then you must let us know.  Attached here is our Internal Dispute Resolution policy if you would like to know more.

        Contact us to learn more

        Affiliates and Partners:


        Interested in learning more?

        For an obligation-free discussion with a Pearl Finance banking advisor, contact us now.
        Free discussion

        We’ll even buy the coffee