Melbourne, Vic – July, 16 2008 – Contrary to popular belief, more and more businesses are finding that it is possible to have a satisfying and mutually beneficial relationship with a bank. The secret? Hire a banker.

Pearl Financial Services, commercial finance advisors based in Melbourne, have recently commenced a service whereby experienced commercial bankers, armed with actual financial analysis tools used by the banks, consult to businesses on becoming bank ready, prior to approaching banks for working capital and other finance requirements.

“All too often, businesses and banks clash heads.” states Peter Keating, Managing Director of Pearl, “What business needs to remember is that a bank is in the business of investing capital. When a business applies for equity capital they are prepared to spend large amounts of time and money getting investment experts input and advice to ensure it gets the best possible chance of success. More often than not, when a business seeks debt capital, very little assistance is sought. They then find it surprising when debt finance is either not forth coming, is expensive, or inappropriate for the needs of the business.”

Now there is expert banking advice available to help business prepare for banking presentations and to help optimise the day to day relationship. A banking consultant will help business understand whether an operation is attractive for banks and will help business devise strategies to improve its banking attractiveness over time. And the end benefit – appropriate funding from a bank that understands the business and works, often hand in hand with the accountant, on the side of business, for business.